by leodiaz | Jun 11, 2026 | Compliance & Regulation
FCA Payment Firm Review: What the Compliance Findings Mean for Cross-Border Operations The FCA’s payment firm review findings were not a surprise to anyone close to the market. The regulator identified material weaknesses across safeguarding, financial crime...
by leodiaz | Jun 11, 2026 | Card Infrastructure
BIN Sponsorship vs EMI Licence: A Fintech Founder’s Guide BIN sponsorship is not the same as EMI licensing. The confusion is costly. We see this regularly. A fintech founder approaches us with a clear product vision, a working prototype, and a plan to launch...
by leodiaz | Jul 17, 2025 | Payments Infrastructure
Why a Payments Infrastructure Review Should Happen Before Your Bank Forces One A £400m turnover business was settling 18 currencies through a single UK bank account. The arrangement had worked for years. Then it stopped working. The bank’s risk appetite shifted....
by leodiaz | Jul 7, 2025 | Banking Access
Cross-Border Banking Access: A Treasury Function, Not a Crisis Response Your bank didn’t exit your sector by accident. The letter arrived with polite language and a ninety-day notice period. Perhaps it mentioned “strategic review” or “portfolio...
